Will Signing Up for Credit Monitoring Hurt My Credit?
No! You have the right to monitor your credit without it affecting your credit score! If you request your own credit report it has no affect on your credit. It is called a “consumer pull”.Only if a potential creditor looks into your credit can it affect your credit score. When a potential creditor inquires into your credit it suggests that you may open a new line of credit. This can affect your credit score. Potential creditors are car dealership, mortgage brokers or anything similar.
