What Type of Health Insurance Plan Do You Need?

It’s easy to get affordable health insurance quotes and make side-by-side comparisons of health insurance plans. Whether you are looking for individual health insurance, short-term health insurance, student health insurance, family medical insurance, or small business health insurance it is important to shop around for the best coverage and best prices.

• Employer sponsored - If you have a job, your employer may offer you health insurance through an employer-sponsored plan. This can be helpful if you have a pre-existing condition or anything else that makes it more difficult for you to get insured. Plus, if you leave your job you have the option of using COBRA.
• Association sponsored – If you maintain an affiliation with a professional group (there are literally thousands of groups representing all sorts of professions, from librarians to nurses, commercial fishermen to free-lance writers) or even with your college’s alumni association, you can often purchase individual health insurance coverage through the group’s preferred insurance company
• Individual insurance plans – For most college students who’ve exhausted other options, this is likely where you’ll turn next. Contact the health insurance companies directly (make sure you contact a reputable, national company and not a fly-by-night operation advertising on a telephone pole) or through a reputable health insurance broker to inquire about the options available to you.
• School Sponsored Plan – If you are a student, check and see if there is a group health insurance plan sponsored by the school of student government that you can purchase.