How Often Should I Check My Credit Report?

Everyone is entitled to one free credit report per year. That’s great if you only want to check your credit once a year. However, you really should be checking it once a month. A credit monitoring system will monitor your credit report for you and immediately alert you if there is a problem.

According to the Federal Trade Commission, nearly 10 million Americans were victims of identity theft last year alone! The average cost of identity theft is $5,000 per victim. It takes 12 months (on average) for a victim of identity theft to even notice that his or her identity has been stolen. However, 75% of the victims that realized that his or her identity had been stolen incurred NO out of pocket expenses. This is why credit monitoring services are worth it—you will be notified immediately if someone else is using your credit. That way you can put a stop to it before the thief robs you blind!

Check your Credit in 2 easy Steps at freecreditreport.com