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	Questions About Collections Dear Melissa Douros, I have been paying a collection agency the monthly minimum payment for approximately 1 year now. They have informed me that they are not charging interest. A few days ago, I was trying to reconcile my records as to all the payments that have been made, and my records do not coincide with the colle......
	Career Coach Dear Laura Tirello, I have been at my company for two years and have started looking for another position that offers a better salary. I am not sure how it will look on my resume if I change jobs in that short amount of time. Is it better to stay at a job in order to gain useful experience or should I move onto to anot......
	Questions About Collections Dear Melissa Douros, I recently checked my credit report because I am thinking about purchasing my first home. I have spoken with a lender who pointed out some things that are in collections that would have to be taken care of first. I noticed that a few of the items would be falling off my report within the next month ......
	Questions About Collections Dear Melissa Douros, I checked my FICO score yesterday and lost my stomach, as it had plummeted almost 100 points! After some research, I discovered that the drop was due to a $52 gas bill that has been turned into collections. I moved in January and terminated my service with the company. They initially attempted to......
	Questions About Collections Dear Melissa Douros, As the subject states they have put my brothers unpaid collection accounts on my credit report. Our first and last name is same and middle name is different. Date of birth is 10 years apart. I use to live with my folks 4 years ago where he now lives. He does not have any credit history so they just ......
	Questions About Collections Dear Melissa Douros, I have a tenant that left in middle of the night and owes for two months late rent and is bound to a contract until Jan 1, 2010. This tenant gets financial aid every semester for house etc. I have contact the college and she is due to accept $5000 - $7000 dollars in the next three weeks. Can I go a......
	Questions About Collections Dear Melissa Douros, I was wondering what you think about this one: I originally had an account with one company that I could no longer afford to pay. That account went into collections around April 2004. The original account was opened in 2002. I have been paying on this collection account since 2004. The original cred......
	Personal Finance Questions Dear Matthew Brandeburg, What are some good investments that young folks can make while they\'re still in college or just getting out of college? - KL ...
	Questions About Collections Dear Melissa Douros, We have a situation where my husband has a Core Visa card through HSBC which dates back to November of 1998. The last activity on the credit report shows as July, 2009. We are unable to give this collection company more than $60.00 a month at this time. The balance on the card is $1977.00. How shoul......
	Personal Finance Questions Dear Matthew Brandeburg, I often find myself looking at various deals banks offer such as 5% high-yield checking accounts or $100 if you start a savings account. Are these good deals? How would I know? A. Goodman ...
	Questions About Collections Dear Melissa Douros, I received a letter from a debt collector about a credit card that I had in 2000. The Statue of Limitation in my state is four years. Can they still place this on my credit? (It is currently not on my credit report.) Tiffany P. ...
	Questions About Collections Dear Melissa Douros, I appreciate your online articles about credit and also your mission to hold credit collectors accountable. We were in a tough situation 7 or 8 years ago and used American Consumer Credit Counseling (ACCC) to manage our out of control credit card problem. We listened to some very uncouth collectors ......
	Questions About Collections Dear Melissa Douros, I recently wanted to try and buy a house and was told I had a collection for $17000, which was news to me. I did my research and find out that this is from a car loan. This debt collector never contacted me. I was aware, obviously, that my car had been repossessed and sold off at auction. I never he......
	Questions About Collections Dear Melissa Douros, I had a credit card written off in 2005, and was recently sued by a junk debt buyer. As a result, the buyer won a judgment by default because my answer was misplaced. I filed a motion to vacate. Anyway, when I pulled my credit report in June and previous years the amount was 1,000 lower then the Aug......
	Expert Opinion Dear Melissa, I had a Chase credit card that was apparently sold to another company. That company has now pursued a lawsuit against me. I have not seen a bill from Chase or this other company in 2 years. I have called and was told I have to put my request for a statement in writing and also the payment arrangement I can do since they are wanting more then I can pay. Can you dispute all charges based on the fact that you have seen no prove of them in 2 years? I just want to get them settled and am already swallowed up in medical bills (the reason I was unable to pay the creditor)...

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