Comments on: Can They Send Me to Collections? http://www.youngmoney.com/credit_debt/im-making-payments-can-they-send-me-to-collections/ Money: Earn it, Invest it, Spend it Sun, 05 Feb 2012 17:05:17 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Cheryl Andrews http://www.youngmoney.com/credit_debt/im-making-payments-can-they-send-me-to-collections/comment-page-1/#comment-12813 Cheryl Andrews Thu, 26 Jan 2012 19:04:17 +0000 http://www.youngmoney.com/?p=6051#comment-12813 My husband had to visit the emergency room last spring when he was in between jobs and without insurance. We paid a portion of the bill at the time of his visit and were planning on soliciting help from the hospital's "scholarship" program for low income families. Soon after the incident, he did begin a job and we felt that the scholarship wasn't necessary and hoped we could make payments bi-monthly. Thus, I began sending payments and have sent them regularly since that time. Can they still turn me over to collections, because I was under the assumption that if "good faith" payments were being made/received, that it would keep our account from going into collections. I received a letter today stating that my account was now in the hands of a collection agency and that a radiculous interest rate is being charged. Please advise if I have any rights in this matter. Thank you for your time ~ My husband had to visit the emergency room last spring when he was in between jobs and without insurance. We paid a portion of the bill at the time of his visit and were planning on soliciting help from the hospital’s “scholarship” program for low income families. Soon after the incident, he did begin a job and we felt that the scholarship wasn’t necessary and hoped we could make payments bi-monthly. Thus, I began sending payments and have sent them regularly since that time. Can they still turn me over to collections, because I was under the assumption that if “good faith” payments were being made/received, that it would keep our account from going into collections.

I received a letter today stating that my account was now in the hands of a collection agency and that a radiculous interest rate is being charged. Please advise if I have any rights in this matter.

Thank you for your time ~

]]> By: Sue Smith http://www.youngmoney.com/credit_debt/im-making-payments-can-they-send-me-to-collections/comment-page-1/#comment-11825 Sue Smith Mon, 18 Jul 2011 17:37:28 +0000 http://www.youngmoney.com/?p=6051#comment-11825 Please note that you agree to a budget based on a specific balance. That balance has been paid off - you would need to set another budget for an acceptable amount. They are not required to make payment arrangements in which you pay in perpetuity on a balance from ages ago. Your contract has expired pure and simple. Please note that you agree to a budget based on a specific balance. That balance has been paid off – you would need to set another budget for an acceptable amount. They are not required to make payment arrangements in which you pay in perpetuity on a balance from ages ago. Your contract has expired pure and simple.

]]> By: Melissa Douros http://www.youngmoney.com/credit_debt/im-making-payments-can-they-send-me-to-collections/comment-page-1/#comment-7630 Melissa Douros Thu, 12 Aug 2010 15:36:23 +0000 http://www.youngmoney.com/?p=6051#comment-7630 Wouldn't it be nice it that were true? Unfortunately, a company is under no legal obligation to keep a bill out of collections if monthly payments are being made. Wouldn’t it be nice it that were true? Unfortunately, a company is under no legal obligation to keep a bill out of collections if monthly payments are being made.

]]> By: D. Walsh http://www.youngmoney.com/credit_debt/im-making-payments-can-they-send-me-to-collections/comment-page-1/#comment-7614 D. Walsh Wed, 11 Aug 2010 21:47:05 +0000 http://www.youngmoney.com/?p=6051#comment-7614 I just googled this. I 've been taught as long as something is paid per month, no matter the dollar amount, You can not be sent to a collection agency whether it be outside or within the company. And most "payment plans" are not signed contracts. I just googled this. I ‘ve been taught as long as something is paid per month, no matter the dollar amount, You can not be sent to a collection agency whether it be outside or within the company. And most “payment plans” are not signed contracts.

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