While there are a lot of great online budgeting tools out there, I’d caution against getting too high-tech with your budget.

The point of any sort of tool to help you track/plan what you spend is that you USE it.

It’s hard enough for me just to keep myself motivated to track my spending, much less learn to use an entirely new program/website.

My advice — set up a simple Excel spreadsheet or even pen and paper chart and focus on USING it.