Young Money Articles

Young investors can access hedge fund strategies using ETFs

Various exchange traded funds (ETFs) offer investors the opportunity to gain exposure to hedge funds, and ETF providers are submitting proposals to the Securities and Exchange Commission (SEC) in an attempt to obtain approval for similar funds. The first ETF to offer investors with exposure to hedge funds recently celebrated its third anniversary, according to a statement released by custom i Read more...

5 Unlikely Business Successes

There are many successes strange ideas that have been quite successful financially. Here are five examples of outlandish business ventures that no sane person would ever think of trying. I mean even with the best ideas that you would agree have a fighting chance, BusinessInsurance.org would still be your first step on the plan. I guess we all have something to learn when if comes to the ways of th Read more...

Overcoming the investment challenges created by bear markets

Diversification is an important tool in lowering the volatility of an investor's portfolio, but achieving this becomes more difficult in a bear market where the pessimism of market participants motivates them to sell off various assets, pushing them down at the same time.The depreciation experienced across many asset classes during the most recent recession exemplifies how investments can foll Read more...

Young job seekers must prepare for many interview questions

Young professionals interviewing for jobs need to be ready to answer a range of questions, but there are certain inquiries that can be used by hiring managers in an effort to catch candidates off-guard and jar loose hidden information.Job seekers who are either currently employed or who have been jobless long enough to count as being long-term unemployed are likely to encounter more questions than Read more...

Young investors planning for retirement should buy and hold

Investors who are just starting out with their retirement planning efforts should seriously consider utilizing buy and hold strategies. This will help prevent them from not saving enough to retire comfortably.Data that was recently compiled by the Employee Benefit Research Institute (EBRI) indicates that only 0.2 percent of individuals who are saving for their retirements have accumulated more tha Read more...

Why ETFs are gaining in popularity

Exchange trade funds (ETFs) have been growing in popularity for various reasons, and young investors should definitely be aware of the benefits provided by these financial instruments.ETFs are financial instruments that invest into a bundle of assets and trade like stocks. One major benefit that they provide investors is exposure to assets and risk management strategies that previously required mu Read more...

Picking which entity to use in a startup

Young entrepreneurs have many options they can use when forming a new business entity, with LLCs and S Corporations providing significant appeal to individuals who are just looking to start out their entrepreneurial careers.One major benefit of setting up a corporation is separating the personal and business assets of an entrepreneur, which reduces the liability of business owners in case issues o Read more...

Survival tips for young entrepreneurs

Entrepreneurs face intimidating odds, but there are various techniques they can utilize to save money and avoid filing for bankruptcy.There are various practices that young entrepreneurs can engage in to save money that may simply seem like common sense. These market participants should be sure to do their due diligence related to researching topics related to money management and finance. One boo Read more...

Young investors should consider Roth IRAs for retirement planning

Young investors planning for their retirements should consider Roth investment retirement accounts (IRAs) when determining how they will accumulate funds for the time they want to stop working.People who are just starting to put money away for their retirement may want to gather the info they need on Roth IRAs as well as traditional IRAs as the age that most people expect to retire seems to keep i Read more...

Obama Pressures Colleges to Lower Tuition

Good news for future students. Obama is attempting to force colleges to reduce college tuition increases so that college remains affordable for everyone. In a speech Obama made on Friday in Michigan Obama announced that schools will also be held to new performance standards. If students can't find jobs after college, future students that attend that school will not have as much access to student l Read more...

2012 Ideas for better Productivity

I regularly draw the ire of my employees when I tell them that email is not work. I'm poorly wording my message, but the intent is clear. Constantly checking for new emails, and responding to them stops one from being productive. Though I've known this for a while, someone from Harvard is now backing me up! Dorie Clark of HBR (Harvard Business Review) gives us 5 habits to help us in 2012. Full Read more...

Finding Buyers for Wholesale Deals

This is probably the most common question I get from beginner wholesalers. Not to worry, if you have a great wholesale deal you can get it sold quickly by following my advise. You can also always post a question on my blog to get an immediate answer from me if you have any wholesaling houses questions what so ever. The quickest ways to get your deals sold when your first starting out are to le Read more...

5 Tax Planning Tips to Use Now

Only a fraction of people prepare as much as they should for tax season. I was burned last year by not saving enough money to pay in April. Jackson Hewitt has decided to give us a few tips so that we are all better prepared. Save more for retirement – By increasing retirement plan contributions, you can reduce your income for tax purposes. Taxpayers can contribute up to $16,500 to a 401(k),  Read more...

3 Debt Tips from a Debt Collector

With the holiday shopping season well underway, the spirit of giving to family, friends and just causes comes with a high cost. According to creditcards.com, the total U.S. consumer debt stands at $2.43 trillion for 2011, and falling into debt during the holidays is a reality for many. In fact, the National Retail Federation found that Americans spent $52 billion on Black Friday shopping this year Read more...

Jive Sees Success in Smaller IPO

Some of the hopeful expectations about the initial public offering market opening up in the wake of the recent Groupon IPO have been borne out to an extent with the somewhat smaller offering by Jive Software on Tuesday. The Wall Street Journal reports that Jive, a producer of social networking tools used by businesses, was initially expected to price this week at between $8 and $10 per share, g Read more...